Consumer Loan Processor

Company: First Security Bank Missoula
Location: Missoula
Posted on: April 25, 2021

Job Description:

About the Role: Establishes loan files and orders documentation required to process loans. Responsible for the accuracy and completeness of all loan documentation. Processes consumer loan files after closings to ensure that documents are recorded with proper recording authority and the loans are entered correctly into company records. Inputs loan documents into on-line system, processes loan payoffs and maintains loan files. Provides general administrative support for the loan department.DUTIES AND RESPONSIBILITIES:Prepare documents as authorized by lending officers to properly secure different types of loans and extensions. Prepare documents for new, renewed, and extended loans. Prepare all collateral documents e.g., changes of collateral, transfers of equity, lien filings, and deeds of trust and updates files and records of customers internally and with the State and County as appropriate. Prepare loan file with all appropriate documentation. Track all required information needed to complete loan files.Input data for direct and indirect consumer loans on the mainframe system and generates necessary documents and reports. Assist officer in the preparation of information for the loan committee and in the preparation of loan officer comments to the loan file. Prepare information for disbursement when loans closed. Process loan information and debit/credit forms to be entered on books and on computer system.Review loan applications and order reports necessary to process loans. Order credit reports and income/employment verifications, requests title and lien search, and process credit verification requests.Perform file maintenance to ensure quality control of documents and processes. Maintain a tickler system to ensure that all steps in the loan application and monitoring process are completed in a timely manner. Monitor and adjust tax and insurance reserves as needed.Provide administrative support for loan department by responding to routine inquiries for consumer loan account balances and payoff amounts and greeting walk-in customers. Maintain files for the loan department. About You: QUALIFICATIONS:A high school degree or GED is required.Minimum six monthsof similar or related experience.KNOWLEDGE, SKILL, ABILITY:Courtesy, tact, and diplomacy are essential elements of the job.Excellent written and verbal communication skills.Strong attention to detail.Demonstrated ability to work effectively bothindependently and as part of a team.Ability to adhere to guidelines, policies and procedures and to supervisory directives.Demonstrated abiltiy to prioritize, organize and plan work, use time efficiently and achieve good results within time frames.WORK ENVIRONMENT:Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise.PHYSICAL DEMANDS:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job the employee is regularly required to sit, talk, hear, reach with hands and arms, use hands to finger, handle and feel items, write, read, and keyboard. The employee may be required to lift and/or move up to 20 pounds periodically. Specific vision abilities required by this job include, close vision, distance vision, peripheral vision, depth perception and ability to adjust focus. Must be able to operate routine office equipment. Must be able to routinely perform work on computer for several hours per day. Must be able to work extended hours whenever required or requested by management. Must by capable of regular, reliable and timely attendance. What We Offer: COMPENSATION & BENEFITS:Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.COMPANY OVERVIEW:At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in numerous community bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.No Recruiters or unsolicited agency referrals please.

Keywords: First Security Bank Missoula, Missoula , Consumer Loan Processor, Accounting, Auditing , Missoula, Montana