Mortgage Loan Processor
Company: Park Side FCU
Location: Missoula
Posted on: May 21, 2023
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Job Description:
Department: Lending Grade: 8Reports To: Loan Manager
Classification: Non-ExemptRole:To assist members with their loan
applications; process and make loan disbursements. Ensures the
quality control standards on all loan documents meet credit union
and regulatory requirements. Prepares mortgage loan documents and
assists the mortgage department in accurately processing all
necessary loan documents.Essential Functions &
Responsibilities:Reviews residential real estate and consumer loan
application files to verify that application data is complete and
meets credit union standards, including type and amount of loan,
borrower assets, liabilities, and length of employment.Obtains
necessary mortgage loan documentation by ordering credit report,
property appraisal, title insurance and related information.Works
with third parties as necessary.Follows up with Loan Officer to
determine status of loan.Once loan is approved by Loan Officer,
process approved loans and coordinates date and time to close the
loan and make disbursements.Maintains member confidence by
responding to inquiries and keeping all member information
confidential.Improves job knowledge by participating in educational
opportunities.Accomplish credit union mission by completing related
results as needed.Answers member phone calls.Performs other job
related duties as assigned.Performance Measurements: Produce loan
documents, reports, and new accounts in a timely and accurate
fashion. Accurately prepare file for underwriting. Accurately
review, organize and complete member loan files. Provide friendly,
accurate, professional service to members and associates by
responding to messages and correspondence. Meet or exceed the
minimum established individual goals each month. Develop and
maintain knowledge of mortgage products and rates within the credit
union and from the mortgage industry.Knowledge, Skills and
Abilities:Experience Minimum 1 year of similar or related
experience. Mortgage Loan processing experience with good knowledge
of residential mortgage loan documentation desired.Education A high
school education or equivalent.Interpersonal Skills A significant
level of trust and diplomacy is required, in addition to normal
courtesy and tact. Work involves extensive personal contact with
others and/or is usually of a personal or sensitive nature. Work
may involve motivating or influencing others. Outside contacts
become important and fostering sound relationships with other
entities (companies and/or individuals) becomes necessary.Other
Skills1. Must have excellent oral and written communication
skills.2. Must have computer skills with working knowledge of
Microsoft Word, Excel, and basic email functions.3. Must have
excellent time management, attention to detail and organizational
skills.4. Must have the ability to prioritize multiple tasks and
manage time effectively.5. Must have the ability to prioritize
tasks and be willing to adjust to changing job demands.Physical
Requirements:Communicating Especially where one must frequently
convey detailed or important instructions or ideas accurately and
efficiently.Hearing ability Able to hear average or normal
conversations and receive ordinary information.Finger dexterity
Using primarily just the fingers to make small movements such as
keyboarding, picking up small objects, or pinching fingers
together.Repetitive motion Movements frequently and regularly
required using the wrists, hands, and/or fingers.Visual ability
Average, ordinary, vision necessary to prepare or inspect documents
or products, or operate machinery.Physical strength Sedentary work;
standing occasionally for periods of time. Exerts up to 30 lbs. of
force occasionally.Work Environment Standard office setting; Some
travel may be required
Keywords: Park Side FCU, Missoula , Mortgage Loan Processor, Other , Missoula, Montana
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